Navigating The One Big Beautiful Bill Act Summary Guide [August 2025]
The One Big Beautiful Bill Act (OBBBA) is a sprawling piece of legislation. It affects so many areas of financial planning that it's hard to keep track of what changed, what stayed the same, and where the new planning opportunities exist.
That’s why we built the One Big Beautiful Bill Act Comparison Guide.
This new guide is designed to give financial advisors a high-level overview of many of the key changes that came out of the OBBBA. It's not meant to replace deep technical research, but rather to help advisors orient themselves quickly and see which changes might be relevant to their clients.
How To Use This Guide
1. Freshen up on the latest tax law changes
Use the guide as a quick refresher to stay sharp on what changed under OBBBA. Whether it’s new deductions, adjusted thresholds, or credit expansions, this is a helpful reference before diving into client meetings.
2. Guide real-time conversations in tax planning meetings
Bring the guide into client reviews to visually walk through the key updates. It helps you spot potential strategies and explain them in a clear, approachable way.
3. Segment and target specific client groups
Older clients, gig workers, and those with variable income may now qualify for deductions they’ve never had access to before. Use the guide to identify who to reach out to and why.
4. Connect with other tax-focused guides
Pair this with guides like the Important Numbers Summary Guide to see how deductions, income limits, and other factors may intersect.
5. Support team training and internal planning reviews
Equip newer team members with a guide that simplifies a complex law. It’s a great tool to help them understand the planning implications and contribute more effectively.
Why We Made This
There are a lot of moving parts in the OBBBA. It’s a lot for any advisor to keep straight. Our goal with this guide was to make it easier to get your bearings and then go deeper where it makes sense. As always, our mission at fpPathfinder is to help advisors deliver better client experiences, uncover planning opportunities, and show up with clarity and confidence in every meeting.
What’s Coming Next
We’re also developing an “Issues to Consider” checklist to help advisors dive deeper into the specific planning areas impacted by OBBBA. This checklist will walk through targeted questions designed to uncover client-specific issues and planning strategies. This guide can be used as an interactive tool for real-time use in client meetings or other client facing interactions. In addition, we’re actively working to update our existing guides to reflect the latest changes introduced by OBBBA.