NEW GUIDE: Can I Make A 529-To-Roth IRA Transfer?

One of the most buzzworthy features to come from the SECURE Act 2.0 is the ability to transfer 529 funds to a Roth IRA. Clients and advisors alike are curious as to whether they can take advantage of the new law.

Become a member and access the "Can I Make A 529-To-Roth IRA Transfer?" flowchart. You'll have what you need to confidently introduce the topic, help determine if your client is eligible to implement the transfer, and lead a discussion about whether it’s a good fit for them and their financial plan.

This flowchart covers important criteria, including:

• Whether the client has had the 529 account open and funded for a sufficient period of time.
• Understanding how earned income, previous Roth IRA contributions, and total 529-to-Roth IRA transfer limits can affect one’s ability to make a transfer.
• Being mindful of whether a 529-to-Roth IRA transfer is the best fit for the client’s situation.

➡️ Get the "Can I Make A 529-To-Roth-IRA Transfer?" flowchart and more than 100 other guides and tools when you become an fpPathfinder member. Join today!